Payment Terms

Understanding your billing and payment obligations at Root Dental

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1. Payment Due Dates

Payment for dental services is due at the time of service unless prior arrangements have been made with our billing department. For treatment plans exceeding $500, we offer flexible payment plan options.

Insurance co-payments and deductibles are due at the time of service. Estimated patient portions are collected at the time of service; adjustments will be made once insurance processes the claim.

2. Accepted Payment Methods

Visa / Mastercard
American Express
Discover
Cash
Check
CareCredit
HSA / FSA Cards
ACH Bank Transfer

We do not accept personal checks for amounts over $500 without prior approval.

3. Insurance Billing

Root Dental will file claims with your primary and secondary insurance carriers as a courtesy. You are ultimately responsible for any balance not covered by your insurance. We will notify you of your estimated out-of-pocket costs before treatment begins.

If your insurance has not paid within 60 days of claim submission, the balance becomes your responsibility. We will work with you to establish a payment arrangement if needed.

4. Late Payments

Accounts with balances outstanding beyond 30 days will receive a statement. Accounts outstanding beyond 60 days may be subject to a finance charge of 1.5% per month (18% APR). Accounts outstanding beyond 90 days may be referred to a collection agency.

A $35 fee will be charged for returned checks. Patients with returned checks may be required to pay by cash, money order, or credit card for future services.

5. Cancellation Policy

We require at least 24 hours notice for appointment cancellations. Appointments cancelled with less than 24 hours notice or missed without notice may be subject to a $50 cancellation fee. This fee is not billable to insurance.

6. Refund Policy

Overpayments will be applied as a credit to your account or refunded upon request. Refunds are processed within 10 business days. Refunds for credit card payments will be returned to the original card.

7. Payment Plans

We offer in-house payment plans for qualifying patients. Payment plans require a signed Financial Policy Agreement and may require a credit check. Interest-free plans are available for balances paid within 6 months. Extended plans may carry a finance charge.

View our full Financial Policy

8. Recurring Payments and Subscriptions

For ongoing treatment plans or installment arrangements, you may authorize automatic recurring charges to your credit card or bank account through QuickBooks Payments.

When you enroll:

You authorize Root Dental to charge the saved payment method according to the schedule and amount disclosed at enrollment.
Your payment information is stored securely by Intuit (QuickBooks Payments), not by Root Dental.
You receive an email receipt after each successful charge.
You can cancel future charges at any time by calling 804-500-1928 or emailing billing@rootdentalvb.com. Past charges are non-refundable.
Failed charges (insufficient funds, expired card) will result in a retry attempt; if still unsuccessful, your account will be marked past due.

Cancellation: To cancel a recurring payment, contact our office at least one business day before the next scheduled charge.

9. Questions About Your Bill

Contact our Billing Department:

Phone: 804-500-1928

Email: smile@rootdentalvb.com

Billing inquiries are handled Monday–Friday, 8:00 am – 5:00 pm